The Bonafide staff/employees of Ujjivan Small Finance Bank Limited are eligible for an additional rate of 1% over and above the rates mentioned. 4) Bandhan Bank & Citi Union Bank offers 7.35% interest rates for 1 year FD Scheme. The interest rate will be applicable on the basis of the tenure of the FD which can range from 7 days to up to 10 years. Yes, you read it right. 14-12-2020) fcnr rates above 5 million Get latest fixed deposit rates for all public and private sector banks in India. Below are the Best Fixed Deposit Interest Rates for the 4 year tenure. Jana Small Finance Bank, formerly Janalakshmi Financial Services started its operations in 2008 and is headquartered in Bengaluru. 3) Repco Bank offers 7.7% interest rates for 1 year FD Scheme. ** A senior citizen is defined as a person above the age of 60 years. Jana Small Finance Bank Raises Interest Rates On Fixed, Recurring Deposits On an FD of three years without a premature withdrawal facility, Jana Small Finance Bank will … With effect from September 8, 2018, Jana Small Finance Bank has increased its FD interest rates on some tenures. Maturity Period Interest Rate With Effect From August 4; Seven to 29 days: 3.05%: 30 to 89 days: 4.05%: 90 to 179 days: 4.80%: 180 to 364 days: 5.20%: One to two years for 1 year tenure. on 2-3 years’ FDs while Equitas Small Finance Bank is offering 7.35% p.a. Jana Small Finance Bank latest FD interest rates. Top 10 Private Banks Currently Offering The Highest Interest Rates On FDs bulk deposit rate – rates for >= 2 crores (w.e.f. retail deposit rate - rates for < 2 crore. Tax-saving FD with bank is one of the most popular investment avenues in the section 80C basket of financial instruments as specified in the Income Tax Act. Bulk Deposit Interest Rates w.e.f. The Bank considers both a leap year (366 days) and a non-leap year (365 days) as 1 completed year for calculating the tenure of a fixed deposit. Jana Small Finance Bank gives 3.5% to 7.50% interest on FDs ranging from 7 days to 10 years. The degree of risk is definitely high and that’s the only reason why these small finance banks has to offer very lucrative interest rates. Apply for a fixed deposit account online One of the Highest Interest Rates Provider in India Flexible FD Tenure Apply Online in Simple Steps Manage Account Online. 2. Jana Small Finance Bank FD Rates: Fixed Deposit (FD) is one of the most trusted financial instruments in India. FCNR Deposit Interest Rates w.e.f. For Tenure less than 1 year, Jana Small Finance Bank, ESAF Small Finance Bank and Suryoday Small Finance Bank offer the highest interest rate (7.00%) on FD. The KYC verification is done on a video interaction with a Jana bank officer. Interest rates are subject to change from time to time. Please ensure that the URL address on the address bar of your browser starts with https//ebanking.janabank.com. Otherwise who will fund them to even sustain their daily expenses. Term Deposit Interest Rates w.e.f August 11, 2020. 4) Utkarsh Small finance Bank offers 8%. 2) Fincare Small Finance Bank offers 8%. Jana Small Finance Bank latest FD interest rates Jana Small Finance Bank gives 5% to 8.50% interest on FDs ranging from 7 days to 10 years. Marginal Cost of funds based Lending Rates (MCLR) Savings Account Interest Rates w.e.f September 7, 2020. Applicable interest rates will be given as on the date / time of receipt of the funds by the bank. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. Comparison of Fixed Deposit Interest Rates in Bank now in July, 2019 Fixed Deposit - Utkarsh Bank offers FD accounts in India with higher interest rates. Before the rates slump, you have an opportunity to earn up to 8.25 per cent per annum by investing in Jana Bank FD for 1555 days. In case of Joint account holders where one of the account holder is a Senior Citizen, kindly note that Senior Citizen Term Deposit Interest Rate will only be applicable provided the Senior Citizen is the ‘First holder’ on the said term deposit. 2 Crore and above, please contact nearest Suryoday Small Finance Bank Branch or call Smile Centre on 1800-266-7711; Period Interest Rate (Per Annum) Annualised Yield° (%) Senior Citizen Rate # (Per Annum) Annualised Yield° (%) Jana Small Finance Bank’s latest FD interest rates are with effect from 11 August. Jana Small Finance Bank is offering FD with interest rate of up to 9.6%. Open Tax Saving FD … The depositor shall ascertain the rates on the booking date of Fixed Deposit 4. In fact, according to the current trends, most of the banks are offering FD interest rates for non-senior citizen depositors in the range of 3%-5.4% p.a. 15-60 days 4.25%. The IDFC FIRST Bank Fixed Deposit offers 7.50% interest rate. September 30, 2020. Important Security Information. Jana Small Finance Bank offers seven per cent for the one to two years tenor. * For NRE Fixed Deposit: tenures of 12 months 1 day & above are applicable. 3. Bandhan Bank offers Term Deposits or Fixed Deposits (FDs) for interest rates between 3.25% p.a. 3) Suryoday Small Finance Bank offers 8%. We offer different features like no penalty on early withdrawal, competitive interest rates, high returns and more. The bank gives the highest rate of interest on deposits with a maturity period of 2 years to 3 years. These deposits will fetch an interest rate of 7.50% and 8% to general customers and senior citizens respectively. Ujjivan Small Finance Bank offers 6.50 per cent for deposits of one to two years. 7-14 days 3.50%. In case a customer books a fixed deposit for 1 year in a leap or a non-leap year, the interest applicable on this deposit will be for the tenure 1 year. December 1, 2020. All data sourced from Economic Times Intelligence Group (ETIG) Data as on Dec 11, 2020. Bandhan Bank Senior Citizens FD Interest Rates (as on 05 Dec 2020) Bandhan Bank offering attractive fixed deposit interest rates for its senior citizens customer at 8.50% p.a. Jana Small Finance Bank FD rates. Staff will not be eligible for Senior Citizen rates. Home Loan and LAP Rate of Interest w.e.f. A Valid PAN is mandatory for opening a Tax Saver Fixed Deposit (Tax Saver FD). June 22, 2020 Whereas, for the Tenure from 1 year up to 10 years, Utkarsh Small Finance Bank provides the highest interest rate (8.25%) on FD. The rate you can avail depends on factors such as your age, amount deposited, and tenure of the deposit. On FDs having a tenure of more than two years and less than three years, it is offering the maximum rate of 8.5 per cent. Effective 1st July’17, Aadhaar card has been made mandatory for regular account opening. And, what can be even better if FD offers you 9.6% interest rate! You may like: LIC Housing Fixed Deposit Scheme offers 8.2% Rates – Should you invest? for the same tenures), according to BankBazaar. 5) HDFC Bank & Federal Bank offers 7.3% interest rates for 1 year FD Scheme. Interest payments; The interest rate offered on fixed deposits (FD) will depend on the period for which you are investing in the FD and also vary from bank to bank for FDs for the same tenure. If you are looking for a safe tax-saving investment option then, fixed deposit (FD) is one of them. Many small finance banks giving highest fixed deposit interest rates for its senior citizen customers one of them is Bandhan Bank . Short-term Deposits: For an Axis Bank FD with tenure ranging from 7 days to 12 months, the interest rate offered is … Open Fixed Deposit (FD) account with high interest rate from AU Small Finance Bank. Also, the FD offers multiple interest payout options - monthly, quarterly, half yearly and annually. and 7.00% p.a. With fixed deposit returns of up to 8.75%, IndusInd Bank offers one of the highest interest rates on FD.. Start investing with as low as INR 1000 and get high fd interest rates. It was licensed by the Reserve Bank of India (RBI) to operate as a small finance bank in 2015. Equitas Small Finance Bank has set the interest rate at 6.75 per cent and AU Small Finance Bank between 6.50 per cent and 6.60 per cent for one to … # 1. 1) Jana Small finance Bank offers 8.25%. # 2. Open a video KYC account and start investing to earn attractive interest rates on Fixed deposit (FD) and savings account The savings account opened through video KYC is a complete online savings bank account in India. We offer variety of fixed deposit … Rates for amount 2 Crore Domestic Deposits ( Effective: From September 15, 2020) For Fixed Deposit of amounts Rs. Interest rates are subject to periodic changes. Axis Bank Fixed Deposit Term wise Interest Rates Depending on the tenures, Axis Bank FDs are further categorized as short-term, medium-term, and long-term deposits. This isn’t too low in comparison to the small finance banks which usually offer the highest FD rates (Jana Small Finance Bank is offering 7.5% p.a. And more 2008 and is headquartered in Bengaluru the Bank % interest rate of to. The KYC verification is done on a video interaction with a jana Bank officer the one to two years deposited! 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